[Remote] Senior Manager, Financial Intelligence Unit
Note: The job is a remote job and is open to candidates in USA. Circle is one of the world’s leading internet financial platform companies, building the foundation of a more open, global economy through digital assets and payment applications. As a Senior Manager within Circle’s Financial Intelligence Unit, you will lead financial crime investigations and intelligence efforts, ensuring compliance with US regulations while collaborating with various stakeholders.
Responsibilities
- Design and implement US-focused financial crime compliance frameworks and investigative standards, aligning BSA/AML, OFAC sanctions, FinCEN reporting expectations, and other applicable US regulatory requirements with Circle’s global standards
- Lead comprehensive financial crime risk assessments to identify US market vulnerabilities and global exposure, ensuring Circle’s risk appetite and controls are calibrated to domestic regulatory expectations and cross-border activity
- Act cross-functionally within Financial Crime Compliance, providing expert support across broader compliance domains including Sanctions, KYC, and Transaction Monitoring
- Oversee and perform complex investigations into potential financial crimes and suspicious activity, leveraging deep US market knowledge to interpret domestic and cross-border transaction patterns and behaviors
- Review and analyze sophisticated transaction data using blockchain analytics tooling, identifying illicit activity typologies relevant to US and global virtual asset markets
- Serve as a primary point of contact for US regulators, law enforcement, and industry bodies, while coordinating with global counterparts on cross-border matters
- Strengthen the Second Line of Defense (2LoD) by developing oversight processes, escalation protocols, and high-impact training programs for US-based and global analysts
- Collaborate with global product and engineering teams to enhance automated monitoring tools and rulesets based on US risk signals, global typologies, and cross-border exposure
Skills
- 10+ years of experience conducting complex financial crime investigations, ideally 2+ years within fintech or native virtual asset environments
- Proven experience navigating the US financial crime regulatory environment and a nuanced understanding of the US financial ecosystem, including fintech, payments, and virtual assets
- A background that spans beyond investigations into broader compliance areas including Transaction Monitoring, KYC framework design, and regulatory advisory
- Proficiency in blockchain forensic tools, including TRM Labs and Elliptic and the ability to translate complex data into actionable compliance strategies
- The ability to engage credibly with internal stakeholders, regulators, law enforcement, and industry partners as a subject matter expert on US financial crime risks with global implications
- Strong knowledge of US BSA/AML and sanctions requirements, including SAR reporting, OFAC expectations, FinCEN guidance, and regulatory expectations for fintech and virtual asset activity
- Strong knowledge of US and global virtual asset typologies and illicit-finance risks, including cross-border stablecoin and blockchain activity
- Hands-on experience using blockchain analytics and transaction monitoring systems to identify suspicious activity
- Demonstrated ability to write and review high-quality investigative reports and regulatory filings, including SARs
- Excellent analytical and communication skills with the ability to distill complex data into clear, actionable insights
- CAMS, ICA, or equivalent financial crime certification
- TRM Advanced Crypto Investigations (“TRM-ACI”), Elliptic Specialist Investigator Certification, or equivalent blockchain analytics certifications
- Experience liaising with US regulators and law enforcement agencies on BSA/AML, sanctions, and financial crime matters
- Subject matter expertise with virtual asset service providers and evolving global typologies within the crypto ecosystem
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