Mortgage Underwriter (Fully remote WI or IL only)
Overview
As part of the Johnson Financial Group Family, you'll experience a welcoming culture unlike any other that inspires, challenges, and empowers associates to give their best in the communities where they work and live. We're proud to be Wisconsin's largest privately held, financial services institution with strong values, engaged associates, and a culture of development and collaboration. No matter where you are in your career journey, here you can get involved and make a difference. This is a fully remote role (within the JFG footprint Wisconsin / Illinois) One will be responsible for underwriting residential mortgage loans in compliance with bank, investor & secondary market guidelines, and rendering final credit decision accordingly. Act as a resource for mortgage loan officers. What sets us apart Our company size is ideal - we are big enough to have the bells and whistles similar to those of larger institutions, yet small enough to deliver personalized service which allows our associates to have a personal impact. We have local lenders rooted in the communities we serve, paired with local processing, underwriting and servicing. We have a great team atmosphere. We have an exceptionally talented and dedicated mortgage team enabled by technology and infrastructure. We pride ourselves on providing a superior customer experience which is attributed to the collaborative work relationships between the sales and operations teams. Position Specific Responsibilities Underwrites conventional, government and construction loans according to JFG and investor rules Uses in-depth knowledge of bank, investor, private mortgage insurance company, and governmental/VA regulatory guidelines to underwrite residential mortgage loans Analyze financial information including calculation of income and debt ratios, verification of assets, collateral and credit review Achieves and exceeds work goals for productivity, quality and turnaround time Monitor external quality control reports and external and internal loan reviews to ensure loan quality Evaluate facts and data to draw conclusions, determine the downstream impact of decisions and associated risks Resolve difficult or challenging problems by identifying potential solutions and clearly communicate with relevant personnel Keep up on industry requirements and standards through various training opportunities Acts as a resource for the lenders and assists with training opportunities Job Requirements Minimum of 4+ years of underwriting experience Knowledge of FNMA / FHLMC / FHLB / VA / Secondary market Encompass experience a plus Excellent analytical and decision making skills Ability to work independently with minimal supervision College degree and/or equivalent work experience Come as you are. Our culture embraces diversity, equity, & inclusion; one where everyone feels valued and heard. For more information on JFG's culture and diversity efforts, including our employee resource groups, please visit the Diversity section of our career website. Apply Job!