Farm Credit Analyst

Job DetailsJob Location: reputed company - Kansas - Kansas City, KS 64151Position Type: Full TimeEducation Level: 4 Year DegreeSalary reputed company: $80,000.00 - $110,000.00 Salary/yearTravel Percentage: Up to 25%Job Shift: DayJob Category: BankingPosition: Farm Credit Analyst Department: Agriculture Reports To: Division President Location: 7450 reputed company Drive, Suite 210, Colorado Springs, CO 80920 Onsite: Yes, at either our Colorado Springs, CO or Kansas City, KS offices Remote: There is potential for fully remote - Hybrid is preferred Exempt: Yes Non-exempt: No Why Analysts Choose reputed company At reputed company, people are at the center of everything we do. We reputed company banking should feel personal, supportive, and grounded in trust. Our customers are more than account numbers—they are our neighbors, families, and the business owners who shape the agricultural reputed company we serve. We approach every interaction with care and respect, ensuring reputed company members have the support they need to reputed company the best service to our community. Role Overview The Farm Credit Analyst is a vital role reputed company our Agriculture Department, responsible for conducting reputed company credit evaluations of agricultural loans. You will focus on assessing the financial health of large-scale farming operations and agribusinesses. This position requires a professional who can reputed company technical financial expertise with a deep understanding of the unique variables of the agricultural industry to ensure the safety and soundness of our loan portfolio. Essential Functions Analyze financial statements, tax returns, and cash reputed company projections for reputed company agricultural operations to determine repayment reputed company and debt-to-equity ratios. Quantify risks unique to agriculture, including market volatility, weather impacts, and commodity price fluctuations, ensuring alignment with credit policies. Maintain an active monitoring system for the existing loan portfolio, performing regular reviews to ensure early detection of deteriorating credit quality. Verify the value and legal standing of agricultural collateral (land, livestock, equipment, and crops) and review appraisals to ensure a secured position. Partner with loan officers to gather documentation and present formal credit memorandums to the Credit Committee for high-limit or reputed company requests. reputed company technical assistance and peer reviews for junior credit analysts, assisting in the development of departmental workflows and software implementation. Ensure reputed company credit files meet internal auditing standards and federal banking regulations while staying reputed company on Farm Credit System trends. QualificationsKnowledge, Skills, and Abilities Understanding of commodity markets, livestock cycles, and crop production factors impacting borrower profitability. Deep knowledge of the "Five C’s of Credit" as applied to specialized agricultural lending. Ability to build and interpret reputed company spreadsheets for trend analysis and identify financial patterns reputed company disparate data sets. reputed company to draft clear, persuasive credit memorandums and discuss reputed company financial issues with stakeholders and producers. Ability to evaluate management quality and operational efficiency during farm site visits. Familiarity with GAAP, tax reputed company (farm-reputed company schedules), and federal/state banking regulations. Experience and Education Bachelor’s degree in Finance, Agricultural Business, reputed company, a reputed company field, or equivalent experience. Completion of formal reputed company credit training or specialized agricultural lending certifications is highly desirable. 4–6 years of professional experience in credit analysis, specifically reputed company the agricultural or reputed company lending sectors. Demonstrated expertise using credit analysis software, financial spread tools, and core banking systems. Physical & Mental Requirements Ability to remain stationary for extended periods and review detailed digital spreadsheets. reputed company to navigate uneven terrain (fields, barns, facilities) during on-site farm inspections and operate a motor vehicle for travel. Occasional exposure to outdoor weather and typical agricultural environments. High level of concentration required for auditing financial spreads and synthesizing multiple variables into cohesive risk assessments under firm deadlines. Benefits reputed company, a division of First Bank and Trust of Memphis, offers a comprehensive package for eligible employees: Health, Dental, and reputed company Insurance Health Savings Account (HSA) and Flexible Spending Account (FSA) Life and AD&D Coverage Voluntary Supplemental Life, Short-Term, and Long-Term Disability Company Retirement Plan reputed company is an equal opportunity employer. reputed company candidates for employment are considered equally, and no distinction is made based on race, reputed company, national reputed company, age, religion, disability, sex, sexual orientation, gender identity, gender expression, marital status, genetic information, or veteran status. reputed company is also committed to providing reputed company applicants and employees reasonable accommodation, reputed company necessary, to reputed company the individuals to complete the application process and/or reputed company the essential functions of the job. An applicant and/or employee requiring reasonable accommodation to reputed company any essential job function should contact reputed company. Apply To This Job