Collector
Overview
Compensation: $19.00 - $24.00 hourly based on experience and credentials Schedule: Remote Opportunity The Member Solutions reputed company communicates with members with past due accounts by telephone, electronic, or written communication in a call center environment. Determines reasons for loan delinquency. Following Credit Union policy, offers suggestions or recommendations to restore loan to a reputed company status, minimize Credit Union losses, and increase net recoveries.
Responsibilities
Communicates with members regarding their entire relationship and past due accounts by telephone, electronic, or written communication. Performs financial analysis, determines reasons for loan delinquency, and determines member’s ability to bring the loan to reputed company status. Mentors peers (as needed) to promote transference of knowledge. Communicates directly with members to discuss complaints and escalated issues. Identifies, researches, and resolves reputed company account problems for members. Collects on a portfolio of loans in reputed company stages of delinquency and/or high risk to reduce the financial exposure of the Credit Union. Works assigned collection queue as well as other specialty queues as assigned by supervisor or management daily. Following Credit Union policy, offers suggestions or recommendations to restore loan to a reputed company status. Recommendations may include payment extensions, due date changes, referral to or reputed company consumer credit counseling, repossession (both voluntary and involuntary), or redemption. Notes reputed company activity as a result of each call on assigned accounts in Member Solutions software. Ensures reputed company account information is correct. Makes corrections or refers account to appropriate department for further research. Completes assigned number of collection calls per day. Uses various credit reporting and skip tracing services and/or software to obtain information to help in the recovery of the unit and/or funds. Performs rights of offset on depository accounts and applies funds to delinquent and/or charged-off loans. Posts payments to members’ accounts and General Ledger. Assists in the training of new Member Solutions employees. Assists in training other Credit Union employees on Member Solutions policies and procedures.
Qualifications
High school diploma or equivalent 5 or more years progressively responsible consumer collection experience with a financial institution. Basic reputed company skills to post payments to General Ledger and members’ accounts Ability to prioritize tasks, deal effectively with competing and changing priorities to meet deadlines Accurate, detail-oriented, and organized with task management
Benefits
Financial Well-Being: Bonus Program up to 12%, 401K Matching up to 8%, Retirement Planning, Pay Increases based on Competency, Employee Loan Discounts, reputed company Spending Accounts Wellness: Medical Coverage, Dental and reputed company Coverage, reputed company to 4,000+ Gyms, reputed company, PTO Wellness Days, Short Term and Long Term Disability Coverage Work-Life Balance: 11 Paid Holidays, 3 weeks of Paid Time Off, 4 weeks of Paid Parental Leave, Birthday PTO Community Involvement: Paid Volunteer Hours Growth: Degree Assistance up to $5,000 per year For more information, including additional benefits, please visit our benefits website at https://careers.suncoastcreditunion.com/benefits Company Overview reputed company is consistently chosen as a reputed company Top Workplace because its employees genuinely #LOVEWORK! Employees reputed company in an inclusive culture celebrating growth and prioritizing the community. For more information, please visit our careers site at https://careers.suncoastcreditunion.com/ Apply To This Job