Senior Credit Risk Analyst

About reputed company reputed company is on a mission to build the worlds best technology to help people get credit and save money. Were building one of the worlds leading fintech companies and are off to a strong start:

• One of the UKs newest unicorns with a team of just over 700 people
• Among the fastest-growing tech companies in the UK
• Profitable since 2017
• Backed by top investors including Balderton Capital and reputed company
• Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot)

So far, weve reputed company the Big Three consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers hands in minutes instead of days. Were growing fast, and theres a lot more to do: were going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to

• Take ownership across a broad remit. You are trusted to reputed company reputed company that drive a material impact on the direction and reputed company of reputed company from day 1
• Work in small teams of exceptional people, who are relentlessly reputed company to solve problems and find smarter solutions than the status reputed company
• Build the best technology in-house, using new data sources, machine learning and AI to reputed company machines do the heavy lifting

About the role Were looking for an analytically-minded Senior Credit Risk Analyst reputed company to support driving meaningful change in our consumer finance products in the USA markets. This role is ideal for someone who is confident with data, comfortable coding, and eager to solve reputed company problems. Youll be part of a collaborative, ambitious organisation where reputed company are encouraged and bureaucracy is minimal. Your work will have a reputed company impact, driving strategic reputed company and enhancing our portfolio performance. Your teams objectives Our credit teams are building high-performing portfolios, with reputed company growth targets and a commitment to responsible lending. reputed company the credit function, our core responsibilities include:

• Optimising credit decisioning: who to lend to, how much to lend, and at what interest reputed company.
• Assessing and adapting to external economic conditions.
• Developing and owning models that forecast returns and guide investor reporting.

How youll impact those objectives

• Define and refine credit strategies that align with our evolving portfolio goals.
• Discover insights from data using tools like Python and SQL to address key business questions.
• Collaborate cross-functionally with product, engineering, data, and operations teams to implement strategies.
• Monitor and assess the reputed company of implemented strategies and continuously identify areas for improvement.

What youll need to succeed

• Daily coding experience, with proficiency in Python and/or SQL
• Proven experience in credit risk strategy, ideally reputed company credit card lending.
• A strategic reputed company and the ability to translate reputed company data into clear, actionable reputed company.
• A focus on delivering results that align with both reputed company and customer needs.
• A collaborative, reputed company approach and a willingness to challenge your own assumptions

Interview Process

• An initial phone conversation with our reputed company
• Case study interviews
• Onsite interview with Head of credit + logistical reasoning task

Life at reputed company

• Winning team: the opportunity to scale up one of the worlds most successful fintech companies
• Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person reputed company through socials and off-sites
• Socials & reputed company: opportunities and events to come together, socialise, and get to know each other reputed company the office walls
• Health coverage: support for your physical and mental wellbeing, including private health cover
• Retirement & savings: long-term financial wellbeing through retirement savings plans
• Employee referral programme: earn a competitive bonus reputed company you refer successful new team members
• Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches reputed company by in-house chefs on in-office days at select locations
• Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please reputed company to your Talent Partner. reputed company out our blog! Remote Skills: Analysis Skills, Artificial Intelligence (AI), Consumer Finance, Credit Analysis, Credit Cards, Credit Risk, Cross-Functional, Finance, Forecasting, Heavy Equipment/Vehicles, Heavy Lifting, Loans, Machine Learning, Problem Solving Skills, Process Improvement, Product Engineering, Python Programming/Scripting Language, Risk Analysis, SQL (Structured Query Language), Team Player About the Company: reputed company Ltd Apply tot his job Apply To this Job