[Remote] Principal Financial Services Engineer (Fully Remote)

Note: The job is a remote job and is open to candidates in USA. PadSplit is looking for a Principal Financial Services Engineer to serve as the technical leader responsible for the systems that power money movement across their platform. The role involves architecting secure and compliant financial infrastructure while collaborating with various teams to ensure transaction accuracy and reliability.

Responsibilities

• Define and evolve the architecture, strategy, and long-term roadmap for PadSplit's financial services domain
• Design and build secure, scalable systems supporting payments, billing, collections, and ledger management
• Lead integrations with banks, payment processors, fintech partners, and financial service providers
• Collaborate closely with Finance, Product, and Engineering leaders to align technical solutions with business objectives
• Establish and drive best practices around reliability, observability, transaction integrity, and financial accuracy
• Mentor senior and staff engineers through architecture reviews, technical guidance, and engineering leadership
• Lead investigation, resolution, and prevention efforts for issues impacting financial systems and money movement
• Assess emerging technologies, payment solutions, and AI capabilities that improve efficiency, reliability, or customer experience

Skills

• Significant experience designing and scaling payment systems, billing platforms, ledgers, banking integrations, or fintech infrastructure
• Deep expertise in Python and Django, with the ability to design and maintain complex backend services
• Strong working knowledge of JavaScript and React in modern web applications
• Hands-on experience working with ACH, card payments, payment processors, and financial APIs
• Expertise with PostgreSQL and designing systems that support reconciliation, auditability, and financial accuracy
• Proven experience building distributed, fault-tolerant systems on AWS with strong reliability and scalability practices
• Understanding of financial security requirements, data protection, and compliance considerations for financial systems
• Demonstrated ability to influence engineering strategy, mentor senior engineers, and drive cross-functional alignment
• Strong judgment regarding where AI can create meaningful value within financial services and customer experiences
• Ability to translate complex financial, technical, and regulatory requirements into clear direction for technical and business stakeholders

Benefits

• Fully remote position - we swear!
• Competitive compensation package including an equity incentive plan and company-wide bonus opportunity
• National medical, dental, and vision healthcare plans
• Company provided life insurance policy
• Optional accidental insurances, FSA, and DCFSA benefits
• Unlimited paid-time (PTO) policy with eleven (11) company-observed holidays
• 401(k) plan
• Twelve (12) weeks of paid time off for both birth and non-birth parents

Company Overview