Licensed Mortgage Loan Originator - TX, FL, and VA

Join the elite team of Mortgage Loan Originators. Motto Mortgage is where performance is highly rewarding! Multiple vacancies for Mortgage Loan Originators exist at Motto Mortgage. If you have a strong lending background, you'll enjoy highly rewarding compensation based on your performance. Why Us:

• Preferred partnerships with lenders for “Top-Tier” rates and service.
• All business is managed in-house for streamlined service.
• Loan Originators have direct access to our reps, tools, and training.
• Comprehensive training and resources are available through lender partnerships.

Responsibilities:

• Originate and process mortgage loans from start to finish, ensuring accurate and timely preparation of all required documents.
• Meet with clients to discuss their mortgage needs, counsel them on various loan products, and present tailored options.
• Conduct financial analysis and review credit reports to determine loan eligibility.
• Prepare and submit loan applications to the bank while managing a large pipeline to meet production requirements.
• Review and approve contracts and escrow agreements, ensuring compliance with Fair Housing regulations and FNMA guidelines.
• Monitor the mortgage process to ensure compliance with company and regulatory standards.
• Utilize financial software to manage and track loan applications effectively.
• Market and build relationships through networking with bankers, realtors, builders, and the community to attract new business.
• Provide exceptional customer service, ensuring high customer satisfaction throughout the loan process.
• Collaborate with the bank and interact with customers, realtors, processors, and underwriters to resolve any issues and ensure a smooth transaction.

Requirements:

• An active NMLS license in Virginia, Florida, or Texas is required.

Preferred Experience:

• Minimum of 3 years of experience in the mortgage industry, specifically in loan origination and processing.
• Proven track record in financial sales and exceptional customer service.
• Strong understanding of various mortgage products, including fixed and adjustable-rate loans, government-backed loans, and jumbo loans.
• Familiarity with financial software and solid basic math skills.
• Experience with contracts, escrow agreements, and compliance with FNMA guidelines and Fair Housing regulations.
• Knowledge of company loan policies and federal and state regulations.
• Ability to work independently and collaboratively within a team.
• Exceptional decision-making skills and strong written, verbal, and interpersonal communication abilities.
• Excellent organizational skills and the ability to manage a large pipeline of loans effectively.
• High school diploma or equivalent required; bachelor's degree in a related field preferred.

Ideal Candidate:

• MLOs who reside in one of the states above
• MLOs with Real Estate License.

Important Note: (PLEASE READ) 1. This position “requires” a “prior” federal and state “licensing”. Therefore, applicants with backgrounds “outside the real estate mortgage industry” (such as finance, credit unions, banking, personal loans, etc.) will NOT be considered 2. This Mortgage Loan “Broker” position requires candidates to pass the Secure and Fair Enforcement (SAFE) exam. Simply registering and obtaining an NMLS number is not sufficient. Applicants who have not passed the SAFE exam will NOT be considered 3. In addition to the SAFE exam, Mortgage Loan Brokers must also meet each state’s requirements (such as background check, education, and other state-specific regulations) for VA, FL, or TX. Candidates who do not hold a VA, FL, or TX (SML) "state" license in NMLS will NOT be considered 4. If you meet the first and second requirements, you may apply for this position. At that point, we can begin the interview and onboarding process on a conditional basis. However, state licensing (the third requirement) must be met before sponsorship and loan origination can begin. Comp: 130 bps Job Type: Commission Pay: Up to $300,000.00 per year Application Question(s):

• NMLS MLO License Number:
• Have you passed the Secure and Fair Enforcement (SAFE) exam?

Work Location: Remote Apply tot his job Apply To this Job