AP/AR Analyst

About the Role

The AR/AP Analyst is responsible for overseeing the full cycle of accounts receivable and accounts payable. You will ensure that all revenue is collected efficiently and all obligations are paid accurately and on time. Beyond transactional processing, you will analyze financial data to improve cash flow, manage vendor and customer relationships, and support month-end closing activities.

This role is perfect for someone who thrives in a fast-paced startup culture and is excited about streamlining Accounts Payable (AP) and Accounts Receivable (AR) while ensuring our financial data remains rock-solid.

Requirements

Key Responsibilities

Accounts Receivable & Collections

• Manage the customer credit process, including reviewing credit applications and setting credit limits.
• Generate and distribute accurate invoices and credit memos.
• Monitor the Accounts Receivable Aging Report and lead collection efforts for past-due accounts.
• Perform cash application by reconciling incoming payments (ACH, Wire, Check) against open invoices.

Accounts Payable & Disbursements

• Execute the Three-Way Match process (Purchase Order, Receipt, Invoice) to ensure payment accuracy.
• Review and process employee expense reports in compliance with company policy.
• Research and resolve invoice discrepancies or billing disputes with vendors.

Analysis & Reporting

• Prepare cash flow forecasts to assist leadership in liquidity planning.
• Identify trends in delinquent accounts and suggest process improvements
• Assist in month-end and year-end closing by preparing journal entries and account reconciliations.
• Provide necessary documentation and support for internal and external audits.

Insurtech-Specific Operations

• Close daily interaction with the COO to ensure performance and platform optimization
• Ensure accurate recording of commissions and premium taxes.
• Assist with any state-specific regulatory filings and premium reporting requirements.

Payroll and Tax Support

• Support any Tax related needs from our outside accounting firm.
• Work with our COO on Payroll and Sales compensation calculations and processing.

Requirements & Qualifications

• Education: Bachelor’s degree in Accounting, Finance, or a related field.
• Experience: 3–5 years of experience in an accounting or financial analyst role.
• Technical Skills: Proficiency in ERP software (e.g., NetSuite, SAP, Oracle, or QuickBooks).
• Advanced Excel skills (Pivot Tables, VLOOKUPs, and data visualization).
• Core Competencies:

• Strong analytical and problem-solving abilities.
• High level of attention to detail and accuracy.
• Excellent communication skills for negotiating with vendors and collecting from customers.

• Communication: Strong ability to explain financial discrepancies to non-finance team members.
• The Startup Mindset: You are comfortable with ambiguity and can pivot quickly as our company scales.

Benefits

• Fully Remote: Work from anywhere in the US
• Industry Impact: Help us disrupt the traditional insurance landscape with better technology.
• Comprehensive benefits including Medical, Dental, and Vision insurance, in addition to a 401K retirement plan.