Associate Portfolio Manager
The Associate Portfolio Manager is a core execution role on the Portfolio Management team. You will own the systematic, bottom-up monitoring of FundThrough's entire client portfolio, escalate deteriorating accounts to the Portfolio Manager and Risk team, and maintain the operational controls that keep the portfolio healthy.
You will be the first line of observation across client health signals: invoice aging, payor behavior, MCA balances, tax liabilities, dilution trends, and bank connectivity. You will also own the monthly Allied World credit insurance aging report and contribute to ongoing process improvement initiatives across the PM function.
This role sits at the intersection of data, judgment, and cross-functional coordination. You are expected to work independently on the bulk of weekly monitoring tasks while partnering closely with the Portfolio Manager, Account Management, and Collections.
About the company: FundThrough is a leading fintech company accelerating cash flow and enabling growth for small and medium-sized businesses that sell to large customers and wait to get paid. Based in Toronto and operating across North America, FundThrough’s AI-powered invoice funding platform gives B2B businesses fast, customized funding offers to get their invoices paid in a few days, rather than a few months, and get quick access to cash they’ve already earned.
Requirements
- 2+ years of experience in financial services, lending, or credit/risk analysis.
- Strong analytical skills with experience in large data sets and financial statements.
- High attention to detail, especially at the invoice and payment level.
- Clear and structured written communication skills for risk updates and presentations.
- Comfortable with ambiguity and building processes in a developing function.
- Proven ability to manage multiple accounts and meet tight deadlines.
Responsibilities
- Portfolio Monitoring: Conduct weekly systematic reviews of client accounts using a risk model, track changes, and prepare detailed write-ups on invoice aging, payor trends, MCA balances, and compliance status.
- Risk Flag Communication: Post structured client risk updates, coordinate with cross-functional teams, set funding blockers, and conduct payment audits to resolve anomalies.
- Credit Insurance Reporting: Prepare monthly AWAC aging reports, annotate claimable balances, document non-claimable items, and participate in credit insurance broker calls.
- Compliance Enforcement: Monitor compliance requirements, open and manage Salesforce cases, escalate non-responses, and enforce funding holds for tax liabilities or compliance gaps.
- Portfolio Risk Reviews: Summarize weekly client reviews into monthly portfolio reports, align narratives with the Portfolio Manager, and finalize presentations with the data team.
- Cross-Functional Coordination: Collaborate with Account Management, Collections, and other teams on client risk issues, respond promptly to follow-ups, and contribute to process improvements.
Benefits
- Opportunity to leave your mark on a growing startup
- An incredibly diverse team of brilliant minds from all over the world
- Competitive compensation
- Family-friendly policies
- Work from home
- Birthday treats, and a lunch of your choice every week (one of our values is Fun & Food!)
Open and honest is one of our core values at FundThrough and in this spirit, we are sharing we do not use AI tools in our hiring process and kindly request that applicants refrain from using AI during the interview process.
Please note that due to the sensitive nature of the work we do, clearing a criminal record check is a condition of employment. FundThrough encourages applications from candidates with differing abilities. Please let us know if you require accommodation at any stage in the selection process.