Experienced Loan Officer Assistant (Remote – Work From Home)

About the Opportunity We are seeking an Experienced Loan Officer Assistant with strong income and credit analysis skills to support a top-producing Loan Officer based in Dallas, TX. The majority of production is in Texas, and this role supports a high-volume, referral-driven business model fueled by strong real estate agent relationships and social media engagement. This is not an entry-level position. We are looking for someone confident in income analysis, credit review, AUS findings, file documentation, and pipeline coordination — someone who can think like an underwriter and operate like a strategic partner to a high-performing loan officer. This is a fully remote position. You may live anywhere in the United States. What Makes This Role Unique

• High referral volume from strong agent partnerships
• Significant filtering and prequalification activity
• CRM-driven communication workflows already automated
• Heavy focus on scenario structuring and borrower analysis
• Direct daily interaction with a top-producing Loan Officer
• Structured accountability with daily pipeline reporting

Primary Responsibilities Income, Credit & Scenario Analysis

• Review and analyze borrower income scenarios
• Evaluate complex income types, including:
• Self-employed borrowers (Schedule C, K-1, 1120S/1120 returns)
• Commission and bonus income
• Traveling nurses and contract income
• Variable, seasonal, or declining income
• Review full tri-merge credit reports
• Analyze credit profiles for risk, payment patterns, and qualifying factors
• Identify potential red flags early
• Run Automated Underwriting Systems (AUS) such as DU/LP
• Interpret AUS findings and structure files accordingly
• Utilize income analyzer software to support calculations
• Structure clean, well-documented pre-approvals

LOS Documentation & File Management (Core Responsibility)

• Enter and maintain detailed file documentation in the LOS throughout the life of the loan
• Add thorough, clear, and compliance-ready notes at every stage
• Document income calculations, credit analysis, AUS findings, and decision rationale
• Maintain organized electronic files to prepare for processing and underwriting
• Ensure loan files are audit-ready at all times

Pipeline & Team Coordination

• Provide daily pipeline status reports to the Loan Officer
• Monitor file progression and proactively identify potential issues
• Coordinate closely with:
• Top-Producing Loan Officer
• Processor
• Underwriters
• Company Owner
• Ensure smooth communication between all parties
• Support document review and pre-underwriting preparation
• Help maintain speed, structure, and quality in a high-volume pipeline

Ideal Candidate Profile

• 3+ years mortgage industry experience
• Prior mortgage underwriting experience strongly preferred
• Strong income analysis background
• Confident reviewing tax returns and complex borrower scenarios
• Experience reviewing credit reports and running AUS
• Extremely detail-oriented and organized
• Strong written documentation skills
• Comfortable working in a fast-paced, referral-heavy environment
• Able to think critically and problem-solve independently
• Self-motivated and reliable in a remote setting

Technology & Tools

• CRM with automated borrower communication
• Income analyzer software provided
• LOS experience required (ARIVE or similar preferred)
• Experience with DU/LP required

What Success Looks Like

• Accurate and confident income and credit analysis
• Properly structured files aligned with AUS findings
• Thorough LOS documentation and clean file notes
• Clear daily pipeline reporting
• Proactive identification of file weaknesses
• Strong coordination across the team

Why This Role Is Attractive

• Fully remote (U.S.-based)
• Work alongside a top-producing Loan Officer
• Structured systems and automation already in place
• Stable, referral-driven business model

If you are strong in income and credit analysis, take pride in detailed file documentation, and enjoy being the operational backbone behind a high-performing loan officer — we would love to speak with you. Apply today and tell us about your experience reviewing complex income, analyzing credit, running AUS, and managing loan files from application through closing. Pay: $60,000.00 - $150,000.00 per year Benefits:

• Work from home

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