Senior Mortgage Loan Processor (FHA, VA, Conventional, Jumbo)

Description About CBC Mortgage Agency CBC Mortgage Agency (CBCMA) focuses on personal and professional development as the core value of the Company that has established a record of success and growth. Take your career to the next level in a comfortable workplace with an environment that encourages networking and team socializing. As well as great perks and benefits the position offers competitive wages, depending on experience, as well as full benefits, including medical, dental, and vision insurance coverage, short- and long-term disability, and a 401(k) plan retirement investment. In addition to these great benefits, we offer 11 company holidays a year and paid time off (PTO). If this is the opportunity that you’ve been waiting for, apply today! Job Summary CBC Mortgage Agency is seeking an experienced Senior Mortgage Loan Processor to join our team at our national headquarters in the South Jordan, Utah area. In this role, you will act as the primary performer of the tasks and workflow of the application while the loan is in process, managing a high-volume pipeline from initial submission through to closing. The ideal candidate has 5+ years of experience in processing FHA, VA, Conventional, and Jumbo loans, and is looking for a stable, fast-paced environment with a national presence. What CBCMA Offers

• Competitive salary commensurate with experience.
• Comprehensive benefits package (Health, Dental, Vision, 401k match, and more).
• Hybrid work environment.
• A stable, national presence with opportunities for growth at our headquarters.

Work Location: This role is based in our SLC headquarters, with flexibility for a hybrid schedule (combining in-office and remote work) after the initial onboarding period.

Key Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Pipeline Management: Manage a high-volume pipeline of residential mortgage loans (FHA, VA, Conventional, Jumbo), ensuring files are accurate, complete, and move through the process efficiently.
• Document Review & Verification: Thoroughly review loan applications, income, assets, and credit documentation to identify potential red flags and ensure accuracy.
• Underwriting Liaison: Act as the primary liaison between Loan Officers, Underwriters, and borrowers, proactively clearing conditions to obtain a "Clear to Close".
• AUS Familiarity: Proficiently run and interpret desktop underwriting systems (DU/LPA).
• Documentation Ordering: Order and verify third-party reports, including appraisals, title reports, flood certifications, and VOEs.
• Compliance: Ensure all loan files comply with federal, state, and company policies, including TRID regulations.
• Communication: Provide regular status updates to borrowers, loan officers, and real estate agents to ensure a smooth, timely closing.

Requirements

Qualifications:

• Strong experience in mortgage loan processing with active hands-on applications.
• Extensive Loan types knowledge and clear understanding and competency on major loan guidelines.
• Systems proficiency in mortgage loan software programs and platforms.
• Proven technological experience in Desktop Underwriter (DU) and/or Loan Prospector (LPA).
• Excellent skills in both verbal and written communication, with a high degree of attention to detail and ability to work under tight deadlines.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines. Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms. Position Type/Expected Hours Of Work This is a full-time position, working Monday through Friday with consistent and flexible hour schedules centered on supporting the Sales team. Travel No travel is expected. Education And Experience

• High School Diploma/GED.
• 5+ years of experience in active mortgage loan processing, hands-on.
• Expert knowledge of FHA, VA, Conventional, and Jumbo loan guidelines.
• Proficiency in LendingPad LOS is preferred; experience with Encompass or similar LOS required.
• Strong proficiency in Desktop Underwriter (DU) / Loan Prospector (LPA).

Work Authorization/Security Clearance Must be authorized to legally work within the United States of America. Other Duties Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice. Apply tot his job Apply To this Job