Capital Markets Analyst I

Pathward is a financial empowerment company dedicated to creating financial inclusion for all. The Capital Markets Analyst I role involves providing analytical support for warehouse lending and capital markets initiatives to optimize the bank’s balance sheet and enhance financial performance.

Responsibilities

• Provides analytical and operational support in managing the bank’s warehouse lending business
• Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank’s Executive Credit Committee
• Assists with day-to-day warehouse lending operations including preparing advance / paydown requests and reviewing borrowing base and compliance reporting
• Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business
• Performs and presents periodic reviews on existing warehouse lending deals
• Identifies and implements new concepts, best practices and approaches related to warehouse lending reporting and operational & credit risk management
• Leads the development of warehouse lending performance reporting and credit risk management oversight
• Assists in overseeing all third-party warehouse lending financial and operational audits
• Assists in the evaluation, structuring and execution of potential new capital markets structured finance opportunities including securitization, whole loan sales and forward flow agreements
• Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation
• Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse – structured finance transactions
• Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks related to the Bank’s Structured Finance Business
• Other duties as assigned

Skills

• Bachelor's degree in Finance or related field or equivalent education and work experience, recent grads are welcome!
• Up to 2+ years with bachelor's or equivalent
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail

Benefits

• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• And more

Company Overview