Group Benefits Underwriting Manager (Remote or Hybrid)

Job Description

At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. Our thriving and dynamic community offers ample room for professional development, increased earning potential, and a secure work environment. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better. Role Overview: Could you be our next Group Benefits Underwriting Manager?Globe Life is looking for a Group Benefits Underwriting Manager to join the team! In this role, you will be responsible for leading a small team of group underwriters, reviewing and analyzing requests for proposals for insurance coverage for prospective groups, as well as determining necessary rate actions for in-force groups at renewal. This role combines hands-on underwriting expertise with team leadership responsibilities, utilizing underwriting software and related computer programs to assess risk within prospective groups and determine premium rates for coverage requested. The position requires managing underwriting operations for supplemental health products marketed to employer groups, trusts, and associations while maintaining effective communication with both internal stakeholders and external brokers to ensure optimal risk assessment and competitive positioning. While this role is designed to be a hybrid position located in McKinney, Texas, we believe in finding the best talent regardless of location. Outstanding candidates may be eligible for full remote work based on experience and qualifications. What You Will Do:

• Manage a small team of group underwriters, underwriting supplemental health products marketed to employer groups, trusts, and associations
• Use rating tools and industry knowledge to make balanced assessments of the risks and rewards of sales opportunities and rate quote requests from information provided by Sales Directors. This includes -
• Understanding group and competitive information provided to accurately evaluate opportunities.
• Accurately entering group details into a rating tool.
• Analyzing and adjusting the standard output based on group information on file.
• Determining what rates and terms to offer.
• Enter decisions and rates, and request proposals from the Proposal Team in Salesforce; log group details and ratings into the actuarial database tools.
• Communicate effectively with internal stakeholders. This includes requesting additional information from Sales Directors and explaining the rationale for declining to quote as needed; and communicating rates and terms to the Proposals/ Implementation team.
• Communicate effectively with external stakeholders such as external brokers.
• Analyze available reporting to understand the risk profile of the division book by product.
• Work with Actuarial to review renewal groups to determine rate action at Policy Anniversary within required timeframes.

What You Can Bring:

• Bachelor's Degree or equivalent experience.
• Minimum of 8-12 years' experience with Group Insurance Underwriting.
• Demonstrates working knowledge of group health market distribution and products.
• Demonstrated ability to foster multi-disciplinary team collaboration.
• Applies advanced knowledge of group insurance and supplemental/voluntary insurance industry obtained through higher education and work experience; problems faced are difficult and sometimes complex.
• Works independently with general supervision.
• Strong attention to detail; well-organized and efficient; proficient at documentation.
• Proficient with Microsoft Office, Salesforce, SQL, and other data analytics and reporting tools, and internet research skills.
• Aptitude for working in a collaborative environment with other functional areas within the company.
• Comfortable with quantitative work and logical thinking.
• Strong written and verbal communication skills; ability to communicate clearly the information needed to evaluate an opportunity, along with reasons for decisions.
• Understanding of underwriting policies and risk appetites, industry standards, and the legal, organizational, and administrative impacts of underwriting decisions; able to clearly explain facts, policies, and practices.
• Ability to learn and use Microsoft Office tools, risk assessment software, and Salesforce.
• Values, supports, and exemplifies Globe Life's cultural values of teamwork, trust, gratitude, and respect.

Applicable To All Employees of Globe Life Family of Companies:

• Reliable and predictable attendance of your assigned shift.
• Ability to work full-time and/or part-time based on the position specifications.

How Globe Life Will Support You: Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don't just work, but thrive at Globe Life:

• Competitive compensation designed to reflect your expertise and contribution.
• Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.
• Robust life insurance benefits and retirement plans, including a company-matched 401 (k) and pension plan.
• Paid holidays and time off to support a healthy work-life balance.
• Parental leave to help our employees welcome their new additions.
• Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.
• Company-paid counseling for assistance with mental health, stress management, and work-life balance.
• Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.
• Discounted Texas Rangers tickets for a proud visit to Globe Life Field.

Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters. Apply tot his job Apply To this Job